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Insurance Changes in 2025: What You Need to Know
In 2025, significant changes in insurance will take effect, including increased contribution assessment ceilings for social insurance and a rise in the supplementary contribution for statutory health insurance from 1.7% to 2.5%. Long-term care insurance contributions will also increase, while the income threshold for private health insurance will rise to €73,800 annually. Additionally, car insurance premiums are expected to rise by up to 20% due to inflation, prompting policyholders to review their options.
Business Insider
Euro Federal Statistical Office DEU
Finance & Economy, News Article
07:00 07.12.2024
Swiss nominal wages increase by 1.5 percent in 2024 amid inflation concerns
Nominal wages in Switzerland are projected to rise by 1.5% in 2024, according to the Federal Statistical Office. However, this increase may be largely offset by an expected inflation rate of just over 1%. In 2023, nominal wages rose by an average of 1.7%, but real wages fell by 0.4% due to a 2.1% inflation rate.
SWI swissinfo.ch
Swiss Franc Federal Statistical Office CHE
Finance & Economy, Market Report
13:50 29.11.2024
swiss hospitals face rising admissions and increasing operational losses
In Switzerland, hospitalizations rose to 1.5 million in 2023, a 0.9% increase from the previous year, while outpatient visits fell to 23.9 million. Hospitals faced a significant operating loss of 0.8 billion francs, with rising costs totaling 36.1 billion francs, and nearly half of physicians and a third of nursing staff were trained abroad.
TVS tvsvizzera.it
Swiss Franc Federal Statistical Office CHE Philippe Eggimann
Healthcare, News Article
16:11 26.11.2024
Swiss health insurance premium hikes hinder disposable income growth in 2024
Rising health insurance premiums in Switzerland are projected to dampen income growth by 0.5 percentage points this year. The Health Insurance Premium Index (HIPI) will increase by 5.9% for 2024, with basic insurance premiums rising by 8.1%, while supplementary insurance premiums see a slight decline. If premiums had remained stable, households would have had more disposable income for consumption or savings.
SWI swissinfo.ch
Swiss Franc Federal Office of Public Health Federal Statistical Office CHE
Finance & Economy, News Article
12:41 22.11.2024
witzerland"s heating transition from fossil fuels to heat pumps faces challenges
Switzerland"s heating landscape is shifting, with 21% of residential buildings now equipped with heat pumps, a significant increase since 2000. Despite this growth, over one-third of buildings still rely on oil, reflecting historical and financial factors. The federal goal aims for net-zero carbon emissions in buildings by 2050, yet the transition faces challenges, including high installation costs and a recent decline in heat pump sales.
SWI swissinfo.ch
Euro United States Dollar Swiss Franc Federal Statistical Office Swiss Heat Pump Professional Association European Heat Pump Association UKR DEU FRA CHE RUS Mohamed Meghari Philippe Ranc Show more
Finance & Economy, News Article
09:00 20.11.2024
healthcare reform impact on premiums and cost distribution in switzerland
The proposed healthcare reform is projected to relieve health insurers and premium payers by over CHF 100 million in 2023, with potential savings of CHF 600 to 650 million from 2016 to 2019. However, rising care costs, particularly in the outpatient sector, could shift some financial burdens to taxpayers. The reform aims for a uniform financing model, redistributing costs between health insurers and cantons, but its overall impact remains uncertain.
Neue Zürcher Zeitung
Swiss Franc Federal Statistical Office CHE Hansueli Schöchli
Healthcare, News Article
18:02 14.11.2024
average swiss household income stable at chf6900 in 2022
In 2022, the average disposable household income in Switzerland was CHF6,902 per month, remaining stable compared to previous years. Households spent CHF4,949 monthly on consumer goods, leaving an average savings of CHF1,546, or 15.6% of gross income. However, many in the lowest income bracket struggled to save, often spending more than they earned.
SWI swissinfo.ch
United States Dollar Swiss Franc Federal Statistical Office CHE
Finance & Economy, Market Report
12:04 12.11.2024
Swiss property prices rise amid inflation in third quarter of 2024
Swiss property prices continued to rise in the third quarter of 2024, with owner-occupied homes increasing by 0.5%. The residential property price index reached 118.2 points, reflecting a 1.7% inflation rate compared to the same quarter in 2023. Prices for single-family homes and apartments rose, particularly in urban areas, while rural communities saw declines.
SWI swissinfo.ch
Swiss Franc Federal Statistical Office CHE
Finance & Economy, Market Report
13:16 04.11.2024
one in eight swiss households face payment arrears in 2022
In 2022, 12.1% of Swiss households faced payment arrears, with 40.9% of the population holding some form of debt. The most common arrears were related to tax bills and health insurance premiums, with single-parent households particularly affected. Debt patterns varied by income, with higher earners more likely to finance mortgages on second homes.
SWI swissinfo.ch
Swiss Franc Federal Statistical Office CHE
Finance & Economy, News Article
10:31 29.10.2024
higher taxes on pension withdrawals threaten savings and public trust
The Federal Council's proposal to increase taxes on capital withdrawals from pension schemes threatens private pension provision and erodes trust in the state. With a significant rise in capital withdrawals, many individuals are opting for lump-sum payments over lifelong pensions, risking their financial security in old age. Critics argue that the government should focus on reducing spending rather than imposing new taxes that could deter private savings and worsen the financial outlook for retirees.
Neue Zürcher Zeitung
Swiss Franc Federal Statistical Office CHE
Finance & Economy, News Article
18:58 22.10.2024
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